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Mortgage Loan Officer - Underwriting Background Preferred

21 days ago by Generations Home Loans
  • $100000 - $300000 / year
  • Port Orchard, WA, US
  • Full-time
Typical response: within 5 days Secure 1-click apply No spam — we never sell your data
AI summary

Production-focused Mortgage Loan Officer role for licensed (or license-ready) mortgage professionals with an underwriting background, shifting from file evaluation into relationship-led purchase origination. Generations Home Loans is a mortgage lender with defined purchase partnerships, and the standout perk is performance-based earning potential of $100k–$300k+ plus Deal Desk and tech platform support.

Key skills
Active NMLS licenseResidential purchase mortgage originationUnderwriting knowledge (credit, income, guidelines, risk)Consultative salesReferral relationship development with real estate agentsPre-approval and scenario guidancePipeline management from application to closingCross-functional coordination (processing, underwriting, closing)Clear borrower and agent communication
Pays $100k–$300k+ per year, performance-based depending on production and experience.
You'll thrive here if you have strong underwriting fundamentals and want to use them in a consultative, agent-referral driven sales role focused on sustained purchase production.
Why apply
  • Windermere Real Estate purchase partnerships
  • Dedicated Deal Desk support
  • Tech platform for speed, consistency
DESCRIPTION:

Generations Home Loans is seeking licensed or license-ready mortgage professionals with underwriting experience who are interested in moving into a production-focused Mortgage Loan Officer role. This opportunity is well-suited for someone who understands credit, income, guidelines, and risk, and wants to apply that expertise in a consultative sales environment.


This is a relationship-led origination role where your underwriting background can become a meaningful advantage. You will help buyers understand their financing options, identify practical paths forward, and provide real estate partners with thoughtful scenario guidance rooted in strong technical mortgage knowledge.


Success in this role requires strong communication, sales discipline, and the ability to translate complex lending details into clear guidance. If you are ready to move from evaluating files to building relationships and originating business, this role offers a strong platform for that next step.

RESPONSIBILITIES

What You Will Do

  • Apply underwriting knowledge to help borrowers understand loan options, qualification requirements, and potential financing paths
  • Develop referral relationships with real estate professionals who value clear scenario guidance and technically sound loan advice
  • Consult with buyers from initial conversation through application, approval, and closing
  • Provide agents with practical financing strategies, clean pre-approval communication, and timely updates throughout the transaction
  • Partner with internal processing, underwriting, and closing teams to support a smooth and well-managed loan experience


Minimum Qualifications

  • Active NMLS License in good standing
  • Experience with purchase-focused residential mortgage origination
  • Demonstrated ability to consistently generate and maintain agent-based referral business
  • Currently licensed or eligible for licensing in CA, WA, OR, UT, or ID

COMPENSATION

Competitive, performance-based compensation designed for producers motivated by growth, autonomy, and the ability to build a long-term book of business. This role is structured for professionals focused on sustained production and relationship-driven success. Compensation may range from $100000 - $300000 yearly or more based on performance and experience.

ABOUT:

Why Generations Home Loans

  • Defined purchase partnerships with Windermere Real Estate and select leading brokerages across our markets
  • Dedicated Deal Desk support and a technology platform engineered for speed and consistency
  • A structured partnership model designed to provide defined expectations, measurable performance standards, and meaningful long-term opportunity


How to Apply


Submit your application online. After applying, you will receive an automated link to complete the CCI assessment.


Candidates who complete the assessment and meet qualifications will be contacted for an initial conversation. Applications are reviewed on a rolling basis across all markets.

Reference: 28212_20260512-LZO3·Original posting
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