The position’s role is responsible for accurately facilitating all loan-closing activities and maintaining a courteous and beneficial liaison between customers, Relationship Managers and other outside professionals. Job performance is evaluated on accuracy, timeliness, productivity and customer satisfaction. The incumbent acts either in a leadership role in training less experienced closers or is assigned to a specialized area.
Prepares and reviews pre-closing documentation for commercial lending and/or commercial real estate construction and permanent loans. This includes organization of files, review of the closing documents for accuracy, assuring receipt of all required closing documentation and compliance and satisfaction of all closing conditions and covenants. Is responsible for loan set-up including completion of load sheets, calculation of required escrows, reserves and prepaid interest, preparation of general ledger debit and credit entries and initiating wire transfers. Coordinates the development and maintenance of the Closing Department’s Policies and Procedures Manual. Assists the Department Manager with special projects. Prepares and processes post-closing documents and reports for input to systems of Loan Servicing and Commercial Lending departments. Reviews mortgage discharges for accuracy. Assists in daily department responsibilities including customer inquiries and problem solving.
Bachelor’s degree Extensive knowledge of Construction Mortgage Loan closing and ability to apply such knowledge. Ability to manage heavy workflow, resolve problems with modest supervision, attend to detail and perform arithmetic calculations. Proficient with software and systems programs.
Work is performed in a normal office environment. This position involves travel to customers and property locations.
The hazards are mainly those present in a normal office setting
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
36.10 - $45.13 hourly Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.